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Kingston Insurance Broker

Call us at 1.855.740.4700 to get a quote today!

At Gifford Carr, we work with all the leading insurance companies across Canada to offer a complete suite of insurance policies for all of your most prized assets. From home insurance to car insurance to motorcycle insurance to tenant insurance to business insurance – whatever coverage you need, our trusted insurance brokers serving Kingston will find you the best rates and policies available.

If you want to get the protection you need at the lowest rate, the Gifford Carr team is the one to call. Our agents are here to help answer any questions you may have about the risks that you or your business could face, and how to prevent any unexpected losses. Once we’ve determined your specific needs, we’ll sift through all the policies available on the market to find the right one for you.

Personal Insurance Kingston

Do you know which insurance companies offer the best options for your needs? Let our team of insurance brokers find the most suitable coverage to protect your home, rental unit, car, classic car, motorcycle, or recreational vehicle. At Gifford Carr Insurance, we are committed to finding the best policy to fit your budget and unique requirements. Our insurance brokers understand the Kingston market, we take the heavy lifting off your hands and compare all the rates on the market to find you the coverage and price you’re looking for.

Business Insurance Kingston

When it comes to protecting your business, it pays to shop around. Our team will work tirelessly to find a business insurance policy that perfectly fits your operations and specific needs. When you work with the Gifford Carr Insurance team, you can rest assured that you’ll never be presented with a cookie-cutter solution for your business. We take the time that’s necessary to understand your business thoroughly in order to provide you with a tailored solution designed for your distinctive risk level. Whether you run a warehouse, brick and mortar store, work from home, or operate across borders, we’ll set you up with a policy that protects your business from any risks and losses that could impact your operations and finances.

Get the best rates on home, business, and car insurance. Our Kingston insurance brokers are standing by to answer any of your questions and to help you save on your insurance. Get A Quote

Frequently Asked Questions

What are the benefits of working with a Kingston insurance broker?
Insurance brokers are very knowledgeable, work independently and will guide you in selecting the right insurance solutions based on your needs. They will help to evaluate the risks you’re exposed to and inform you of the products that will provide adequate protection at the most cost-effective rates.

What’s the difference between an insurance broker and an insurance agent?
An insurance agent works directly on behalf of the insurance companies. As a result, they can only offer insurance products from the insurance companies that they represent. They don’t work independently which means they don’t provide unbiased representation. Conversely, insurance brokers do not represent any specific insurance companies. They work independently and are obliged to work in the best interest of their clients. They will provide unbiased advice and find the best products to suit your needs and budget.

Do I have to pay to work with an insurance broker?
There is no fee involved with working with insurance brokers. Insurance brokers get paid by the insurance companies.

Which insurance companies do you work with?
To provide our clients with the best insurance solutions available, we work with all of the top-rated insurance companies across the country.

What type of coverage should my Kingston home insurance policy include?
Guaranteed Replacement Cost is essential when you’re buying home insurance. This determines how much you would need if your home sustained severe damage and would need to be rebuilt from the ground up. Water damage and sewage backup are also important since water damage is one of the most common sources of property damage.

Is my home-based business covered under my home insurance?
No, home insurance will not include coverage for a home-based business. If you do operate a business from your home, you’ll need to get additional insurance to cover your specific business needs. Business property insurance and general liability insurance are examples of common business-related coverages. Contact us today to learn more about protecting your home-based business.

Can home insurance cover my home daycare?
Basic home insurance does not include home daycare protection. In fact, it does not cover any home-based business needs, including liability coverage or loss of business income. Contact us to speak with on of our brokers to learn how you can get the right coverage to keep your home daycare or business protected.

Is home insurance mandatory in Kingston?
It is not mandatory to have home insurance in Ontario but most banks will require you to have an insurance policy in order to get a mortgage.

Get in touch
Get in touch
Get in touch
At Gifford Carr, we understand that your time is valuable and we want to make the process of getting insurance as convenient as possible for you. Simply fill out the form and we’ll get back to you as soon as possible with a detailed quote.



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        Contact our team
        Contact our team
        Contact our team
        At Gifford Carr, we understand that your time is valuable and we want to make the process of getting insurance as convenient as possible for you. Simply fill out the form and we’ll get back to you as soon as possible with a detailed quote.