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Ontario's Local Insurance Broker

At Gifford Carr Insurance Group, we are passionate advocates for our clients – many of whom have trusted us for decades. Our story dates back to 1948, delivering personal and business insurance solutions in Ontario for over 70 years. Get to know your local broker.

We believe in building our business based on trust. Connecting you with solutions that work. We are driven to see our neighbours and local businesses succeed. As an independent insurance brokerage, licensed across Canada with offices located across Ontario, we are free from the constraints and self-interests of large multi-national corporations. We provide access to solutions nationwide and a community-oriented team, locally. We work for you.

We are dedicated to connecting with the right insurance partners, from coast to coast, to ensure our clients are protected. Our relationships with all the insurance partners ensures we can find the best coverage to protect you, our clients. As we continue to grow to support communities across Ontario, our priorities remain the same - protecting what matters to you.

With over 70 years of experience, our knowledge and wisdom in the insurance industry sets us apart. We work to find the best solutions, and the best coverage available, for our clients. Connect with Gifford Carr Insurance Group to learn more. Protecting what matters, it's what we do.

At Gifford Carr, we are on your team.
We are your local broker.

"I have dealt with Rachel Fischer over the past two years for my car and home insurance and she is amazing help. She is very reliable, responsive, caring, honest and helpful. All qualities I would expect from a Broker that they have our best interests in mind when it comes to insurance requests."

Giuseppe M., Ottawa ON

"I have worked with Trish Watson for the past 12 and a half years that I have worked as a Condominium Manager at PMA Realty Consulting Ltd. Trish has not only always been professional to deal with, but has gone that extra mile more times than I can count, or can thank her for. Anytime, one of my Corporations needed anything, including early renewal quotes, clarification on wording or understanding their policy, amongst other items, Trish provided this information immediately and without delay. Trish is extremely knowledgeable in her field, wonderfully pleasant, and a huge asset to all of my Corporations that have her as their insurance broker."

Christine, PMA Realty Consulting Ltd.

"Our business has been a Gifford Carr client for decades. And there's good reason for our loyal patronage. The team at Gifford Carr is top shelf. They listen. They work hard to find us the right coverage at the best rates. They spend the time to understand our company and our needs, and they're always there when we need them. Just sayin'."

Kelly M.

"I have been a client of Gifford Carr for many years now. I have experienced the most professional and exceptional service from Karen Benell and the team. I have purchased a range of insurance products, from personal to commercial insurance. I have submitted claims on all unfortunately, but the service I received from each incident was bar none. Me and my family were taken care of each and every time with the most professional and caring service. Karen will go to market and get me the best price out there for the best coverage each time. I have my utmost faith in Gifford Carr and I am very fortunate to be working with them. I sleep well at night knowing that I have the proper coverage if disaster ever struck."

Mohamad, Barakat Market

“Gifford Carr has always treated us fairly and professionally. Most recently, they were very helpful when we began the process of looking for a second car. They advised us at every stage, from the types of cars and approximate insurance rates for each, to the most suitable coverage for our family. Our broker dealt with the numerous emails and phone calls with great patience, and helped make the entire process a smooth one.”

Gerry B.

“I have been a client of Gifford Carr since 1986, and I’ve always received the best service from them. In recent years, I’ve had some misfortunes; however, my broker was very informative and helpful each time. He was prompt and knowledgeable, and made my claims much easier. Thank you for the great service!”

Jonathan B.

“Thank you again for all your great help with setting up the insurance for my car! It’s been driving like a dream, and I couldn’t be happier with your service and professionalism!”

Chris K.

"Lorna is a magician! She honesty is the kindest person ever and is happy for her clients, you can tell. We are so happy to have made the move to Gifford Carr and feel very fortunate to have someone so competent looking after our policies. We are happy to have switched to a professional company."

Paul and Janet

"A great thank you to Gifford Carr. Their customer service is fantastic. I have a lot to deal with regarding my Mum who is in LTC....so my brain gets full! They keep me straight and makes sure we are fully covered. The whole Gifford team are top notch. Thanks so much!"

Fiona & John


We partner with the leading insurance companies across Canada, providing you access to the best coverage options from coast to coast.

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        Complete the form to connect with your local Gifford Carr broker to get a detailed quote. Trust us to ensure you are protected. So you can focus on what matters.