Surety bonds are a financial tool that can benefit businesses in various industries. These bonds guarantee the recipient that a business will fulfill its contractual obligations.

Business owners who rely on commercial vehicles face various risks and challenges in their day-to-day operations. From accidents and breakdowns to unexpected repairs, any downtime can result in significant financial losses for your business. That's where downtime policies come into play. If you are in the business of fleet operations or your company relies on commercial vehicles in order to work, adding downtime insurance on your policy can assist in lost earnings resulting from an inoperable commercial vehicle.

As a business owner, you set your focus on growth: larger contracts, more customers, and upgrades to your equipment and services. As your business expands, it is important that your insurance policy does the same. 

Incidents of vehicle theft continue to rise year over year in Canada, with Ontario being a province favoured by crime rings. The rise in vehicle theft does not only apply to personal vehicles, as thieves target more than your SUV. Thieves are also stealing high-value construction vehicles and equipment. Studies show that construction vehicle and equipment theft costs Canadians an estimated $46 million yearly, with most incidents occurring in Ontario.