New year, new policy: 3 ways to clean up your auto insurance before it renews

Like many Canadians, you may be looking to hit the open road in a new vehicle. If so, you may be weighing the pros and cons of buying vs. leasing a new vehicle. Fortunately, leasing or buying truly comes down to your individual priorities. Curious if leasing or buying a vehicle is right for you and how this may impact your insurance policy? The article below will identify the differences between leasing, financing, and owning a vehicle, and instances where it may be more beneficial to lease or buy. Additionally, we sat down with one of Gifford Carr's personal lines experts, Jessica Elliott, who provided her insight on insurance implications.

How can risk management increase your bottom line? When you operate a business of any size, you are exposed to a certain amount of risk. While the severity of risk can be dependent on the nature of your business operations and the industry you operate in, it is essential to have protection in place in the event the unfortunate happens. Though risk is a natural part of business operations, certain precautions, planning, and of course, insurance, can be in place to protect you against the unexpected.