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Emergency Fund
Financial Plan
6 min read
Building an Emergency Fund to Handle Life’s Curveballs
Life happens. One minute, everything is running as planned, and the next, the car breaks down, a family member gets sick, or an unexpected expense knocks at your door. If you’ve ever found yourself wondering, “What would I do if ______ happened?” you’re not alone. Life’s uncertainties are stressful, but there’s a simple, effective way to prepare for the unexpected: building an emergency fund.
End-of-Season Checklist for Golf Course Owners: What Insurance Brokers Want You to Know
As the golf season winds down and the cooler weather sets in, golf course owners face a key transition period. Ensuring that your course remains in top shape for the next season requires more than just routine maintenance; it’s also crucial for mitigating risks and securing the financial stability of your business.. Here's an end-of-season checklist designed to protect your assets, reduce liabilities, and ensure a successful reopening in the spring.
Mortgage Insurance vs. Life Insurance: Choosing the Right Protection for Your Home
Investing in a home is a major step, and it's natural to want to keep it secure, come what may. Learn the key differences between mortgage and life insurance to discover which may provide you with better protection.
There are several factors to consider when selecting a surety broker. With a variety of options in today's marketplace, the decision-making process can be complex. To help navigate this important decision, we've outlined ten factors your business should consider when choosing a surety broker.
Emergency preparedness is essential, especially when you live in a location with a diverse range of extreme weather conditions and natural disasters. In Canada, creating an emergency kit is important in ensuring the safety and well-being of yourself and your family when disaster strikes. The Government of Canada offers valuable guidance on assembling a basic emergency kit, and we've created a guide that lists the essential items Canadians should have in their emergency preparedness kit.
Getting into a car accident can be a stressful experience, especially when you’re driving your company vehicle. But if you keep calm and collect all the necessary details at the scene, you’ll speed up your claims process and get yourself back on the road in no time.
Working Capital: Understanding it’s role in Obtaining Construction Surety Bonds
Working capital is the financial lifeline of any business, including construction companies. It represents the funds needed to cover short-term obligations, ensuring operations run smoothly and the ability to meet financial obligations. For construction companies seeking to secure surety bonds, understanding the significance of working capital is vital. It plays a crucial role in the surety bond underwriting process and is an essential component of the success of construction projects.