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Business owners who rely on commercial vehicles face various risks and challenges in their day-to-day operations. From accidents and breakdowns to unexpected repairs, any downtime can result in significant financial losses for your business. That's where downtime policies come into play. If you are in the business of fleet operations or your company relies on commercial vehicles in order to work, adding downtime insurance on your policy can assist in lost earnings resulting from an inoperable commercial vehicle.

As a business owner, you set your focus on growth: larger contracts, more customers, and upgrades to your equipment and services. As your business expands, it is important that your insurance policy does the same. 

Incidents of vehicle theft continue to rise year over year in Canada, with Ontario being a province favoured by crime rings. The rise in vehicle theft does not only apply to personal vehicles, as thieves target more than your SUV. Thieves are also stealing high-value construction vehicles and equipment. Studies show that construction vehicle and equipment theft costs Canadians an estimated $46 million yearly, with most incidents occurring in Ontario.

Did you know that household dryers are responsible for 15,000 house fires* every year? It's a startling statistic that should serve as a reminder for all of us to check and clean our dryer vents regularly. In this blog post, we will guide you through the process of safely cleaning your dryer vent to prevent fires and ensure your appliance runs efficiently. So, before you throw that last load in, take a moment to tend to your dryer vent and prioritize the safety of your home and loved ones.

If you discovered that you own a re-vinned vehicle, chances are, you found out after the fact. As auto theft continues to rise in Canada, thieves are finding crafty ways to disguise their criminal activity. Before you purchase your next vehicle, learn more about re-vinning, the legal ramifications, and the effects a re-vinned car has on your insurance. 

Carbon monoxide is a serious and potentially deadly risk in your home year-round. However, it is perhaps even more dangerous during the cold Canadian winter when homeowners depend on appliances like furnaces and fireplaces to heat their homes.