Commercial General Liability Insurance
Coverage that protects your bottom line
Protect your business’s reputation with confidence. Whether a customer slips on your premises or property damage occurs, rest assured, commercial general liability insurance offers coverage against everyday liabilities.
What is Commercial General Liability Insurance?
Commercial general liability insurance provides crucial liability protection for businesses, covering expenses related to third-party injuries, property damage, and legal claims that occur because of daily operations. It’s a vital safeguard, offering businesses the reassurance and security they need to focus on operations, not liabilities.
Types of coverage
Ensure your business is protected against a range of risks, including:
- Defense costs due to a covered loss
- Personal injury
- Products and completed operations
- Tenant’s legal liability
- Third-party bodily injury
- Third-party property damage
Who we protect
Each business has distinct needs, and our specialized insurance solutions cater to a variety of businesses including, but not limited to:
- Auto repair shops
- Catering companies
- Consulting firms
- Construction companies
- Contractors
- Event planners
- Fitness centres
- Graphic design agencies
- Landscaping companies
- Real estate agencies
- Restaurants
- Retail stores
- Technology startups
Peace of mind in every situation.
With commercial general liability insurance, you have the confidence to warmly welcome clients, vendors, and new opportunities knowing that you are protected from unexpected liabilities.
Frequently asked questions
Find answers to common questions about commercial general liability insurance.
Does commercial general liability insurance cover employee injuries?
No, commercial general liability insurance covers third party injuries, such as clients who visit your premises, and property damage. Employee injuries are often covered under a separate workers compensation policy. If you require employee coverage, our brokers can guide you to the right solution.
Do I need commercial general liability insurance if I operate a home-based business?
Depending on your business’s operations, coverage for some select businesses can typically be added to a homeowner’s policy. If this is not a viable option, commercial general liability insurance can protect home-based businesses against accidents involving clients or deliveries to your property.
Have more questions?
Contact us for more information.