Commercial Vehicle and Fleet Insurance
Keep your
business moving with Commercial Vehicle and Fleet Insurance
Your business relies on staying on the road. Our Commercial Vehicle and Fleet Insurance provides coverage for liability and physical damages, so you can focus on growth without worrying about setbacks.
What is Commercial Vehicle and Fleet Insurance?
Commercial Vehicle and Fleet Insurance safeguards businesses that depend on vehicle operations. Whether you manage a few cars or a large fleet, this coverage can be designed to protect against risks associated with vehicle use, offering reliable security for your essential assets.
Types of coverage
We offer options for Commercial Vehicle and Fleet insurance tailored to meet the specific needs of your business, covering vital areas to ensure that you’re protected from potential risks.
Coverages that your business may require include:
- Liability
- Accident benefits if there may be injuries due to an auto accident
- Damage to the vehicle (options include specified perils, comprehensive, collision or all perils)
- Various endorsements
Industries we support
Bus and Passenger Transport
Coverage designed for all types of passenger carrying vehicles, from school buses to motorcoaches, providing reliable protection for every trip.
Commercial Fleets
For businesses operating five or more vehicles, fleet insurance offers a streamlined approach. Fleets with 20 or more vehicles benefit from additional options that simplify risk management under one cohesive policy.
Trucking Operations
Coverage for a variety of trucks, including dump trucks, tow trucks, and tankers, securing your vehicles and can include cargo on every haul.
Drive your business with confidence.
Let Gifford Carr manage your commercial vehicle insurance so you can focus on growing your business.
Frequently asked questions
Find answers to common questions about our commercial vehicle and fleet insurance.
What factors influence my premium?
Premiums are influenced by several factors, including your business type, vehicle use, claims history, and location. Working with an experienced broker can help you identify the best coverage options based on these and other unique variables.
How is my cargo covered?
Cargo coverage depends on the type of goods being transported and the specific risks involved. Discussing your cargo details with one of our brokers will help ensure you have the appropriate coverage for your business needs.
Do I need special insurance for refrigerated goods?
Transporting perishable goods does require additional coverage to protect against specific risks, such as equipment failure.
How does my CVOR affect my insurance premium?
For certain types of commercial vehicles, regulatory requirements like the CVOR can impact premiums.
Have more questions?
Contact us for more information.