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Errors and Omissions Insurance

4 min read

Understanding Surety Bonds and Cash Bonds in the Canadian Market

When it comes to legal matters for your business, you can consider various options to ensure financial security and guarantee compliance with your obligations. Two common financial tools are surety bonds and cash bonds. Learn more about the defining features of surety bonds and cash bonds, their specific uses, and the key differences between surety bonds and cash bonds.
1 min read

Membership-Based Clubs: A Comprehensive Insurance Guide

A membership-based club is an organization made of individuals who share common interests. As such, they are offered exclusive benefits such as products, services, discounts, and access. Operating a member-based club, however, comes with a wide variety of risks. Learn more about coverage for your club!
1 min read

Buying or Leasing a Vehicle and Insurance

Like many Canadians, you may be looking to hit the open road in a new vehicle. If so, you may be weighing the pros and cons of buying vs. leasing a new vehicle. Fortunately, leasing or buying truly comes down to your individual priorities. Curious if leasing or buying a vehicle is right for you and how this may impact your insurance policy? The article below will identify the differences between leasing, financing, and owning a vehicle, and instances where it may be more beneficial to lease or buy. Additionally, we sat down with one of Gifford Carr's personal lines experts, Jessica Elliott, who provided her insight on insurance implications.