Gifford Carr Insurance Group

Search

Menu

Search

Health and Wellness Spending Accounts

Invest in your team’s well-being

A healthy workplace is a thriving workplace. With tailored Health and Wellness Spending Accounts, you can create a benefits package designed to ensure your employees feel supported and valued.

Connect with an advisor

What is a Health Spending Account (HSA)?

A Health Spending Account (HSA) offers employees a fixed allowance to cover eligible medical expenses, offering flexible benefits that allow them to choose how they spend their funds.

What is a Wellness Spending Account (WSA)?

A Wellness Spending Account (WSA) is a flexible, employer-funded benefit designed to support employee well-being and satisfaction. These accounts allow employees to use allocated funds for wellness-related expenses, such as gym memberships, daycare, personal development courses, or fitness equipment. WSAs are considered a taxable benefit, giving employers the freedom to customize covered expenses while encouraging a healthy and balanced lifestyle for their team.

Build a benefits program that works for everyone

With Gifford Carr, you can support your employees’ diverse health and wellness needs through tailored solutions.

Icon of hands holding a medical cross.

Health Spending Accounts

From prescription medications to dental treatments, ensure your team has access to the care they need without worrying about changing costs.

Icon of a hand holding a sparkle.

Wellness Spending Accounts

Help your employees take charge of their well-being and prevent future health issues. Wellness Spending Account funds may be used for exercise classes, wellness programs, and other health-related expenses.

Umbrella icon.

HSA/WSA Package

Combine the benefits of HSAs and WSAs into one flexible benefits package. This dual approach helps to address immediate healthcare needs while promoting long-term wellness, creating a balanced and effective benefits package for your team.

Empower your team with benefits that matter.

In a world where one-size-fits-all no longer applies, offer your team health benefits that match their unique needs and lifestyles.

Chat with an advisor

Frequently asked questions

Find answers to common questions about our health and wellness spending accounts.

Have more questions?

Contact us for more information.

Get in touch

Insights + Information

Get the latest tips from our experts

5 min read

Craft Breweries and Managing Risk

Craft brewers can spend hours searching for the perfect balance of hops and malt, sampling new ingredients and dreaming up their distinctive, signature beers. Part art, part science and all passion, many craft breweries are growing into expanded operations, adding taprooms and growing their distribution.
Read more
5 min read

D&O Liability: What Are You Liable For?

Directors and officers in Ontario have a crucial role in the decisions that will influence the welfare of employees, stakeholders, and clients. It is their duty to use reasonable care and take reasonable steps to ensure that they manage the organization/community they are responsible for appropriately.
Read more
4 min read

Protect Yourself and Your Business from Malicious Search Engine Scams

In today's digital landscape, cybercriminals are finding new ways to exploit unsuspecting individuals. A new tactic that has emerged is malicious search engine results scams. These scams involve cybercriminals manipulating results in search engines like Google or Bing to trick users into visiting malicious websites or downloading harmful software. Whether you own a business or simply browse the internet, it's critical to understand how these scams work to protect yourself and your employees from falling victim to these malicious schemes.
Read more

Explore our related services

Group Benefits

Invest in your team’s future

Explore how group benefits can further support your team.

Find out more

Pension & Retirement Solutions 

For a secure future

Help your employees plan for their future with our Pension & Retirement Solutions.

Find out more
Close
Cancel