Construction and Trades Insurance
When you work in construction and trades, you want to protect yourself, your employees, your equipment and your material. This can mean having any combination of liability, property; building and property onsite and offsite, stock, installation floater, employer’s liability coverage, builder’s risk coverage and wrap-up to provide assurance should anything go awry on or off the job site.
Connect with a broker who understand how to work in steel-toe boots!
What type of businesses should talk to a broker about contractors insurance options? Contractors insurance can protect a wide variety of trades in the construction industry. Roofers, electricians, landscapers, window and door installers, HVAC technicians and painters and many more can benefit from having this kind of coverage in place. From independent general contractors to larger teams, connect with your local broker to find the insurance solutions available to suit your unique needs depending on the size of your team and scope of services provided.
Having dependable contractor insurance is important for skilled trades. Trust in us to get you covered, so you can do what you do best. Build your business.
CONSTRUCTION AND TRADES BUSINESSES WE WORK WITH:
- Trades and utilities (ex. plumbers, electricians, carpenters)
- Mechanical contractors
- Commercial developers
- Residential developers
- HVAC installers and service operations
- Renovation and general contractors
- Commercial real estate and property management companies
- Commercial and residential landscapers
- Snow removal operations
- Excavation companies
FACTORS CONSIDERED IN CONSTRUCTION OPERATIONS PREMIUMS:
- Location of the business
- Size of the business
- Past claims record
- Annual gross revenues of the business
- Size of project/value of building upon completion
- Duration of project
- Types of operations on-site (ie. demolition, tunneling, drilling, snow removal, mining)
- Type of project (residential, commercial, or industrial)
- Is it private? Is it for government?
- Is it near an airport or rural?
- Does the work on-site include flammables (ie use of explosives for demolition, underpinning buildings)
- Crime rate in construction project location
- Is there structural work being done? Raising or moving structures?
- Experience of the crew/contractors
- Type/age/value/limit of equipment and tools being insured
- Security on site (gated site, night security, visibility from main road)
In our Construction Outlook panel we sat down with industry experts and thought leaders in Construction Law, Insurance and fellow experts in the field – in both Commercial and Residential – to discuss key trends and questions for the industry going into the new year.
DATE: October 26, 2021 | TIME: 3:00-4:00 PM (EST)
Darryl Pochailo | Terlin Construction LTD
Derrick Roberts | Aviva Canada
Geoffrey Cullwick | Brazeau Seller Law
Moderated by our President, Matthew Carr, CIP
Construction and Trades Insurance Solutions
Why do I need insurance?
We can help you protect your physical assets such as contents, stock, and contractor’s equipment at the workshop, in-transit or on the jobsite. Coverages can include any property damage you incur while on the job and General Liability in case of negligence.
How much is it going to cost?
Every risk is different and price is based on experience, revenues and type of operation. We have many insurers that offer excellent packages based on your needs.
How quick can I get a quote?
We have a dedicated business team that will endeavour to get you a quote the same day.
How do I put in a claim?
It’s as simple as calling your broker or our after-hours hotline.