FAQ Category: Commercial General Liability Insurance
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Do I need commercial general liability insurance if I operate a home-based business?
Depending on your business’s operations, coverage for some select businesses can typically be added to a homeowner’s policy. If this is not a viable option, commercial general liability insurance can protect home-based businesses against accidents involving clients or deliveries to your property.
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Does commercial general liability insurance cover employee injuries?
No, commercial general liability insurance covers third party injuries, such as clients who visit your premises, and property damage. Employee injuries are often covered under a separate workers compensation policy. If you require employee coverage, our brokers can guide you to the right solution.