FAQ Category: Commercial General Liability Insurance
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Do I need commercial general liability insurance if I operate a home-based business?
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Depending on your business’s operations, coverage for some select businesses can typically be added to a homeowner’s policy. If this is not a viable option, commercial general liability insurance can protect home-based businesses against accidents involving clients or deliveries to your property.
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Does commercial general liability insurance cover employee injuries?
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No, commercial general liability insurance covers third party injuries, such as clients who visit your premises, and property damage. Employee injuries are often covered under a separate workers compensation policy. If you require employee coverage, our brokers can guide you to the right solution.