FAQ Category: Critical Illness Insurance

Though it depends on your personal needs, having both critical illness and disability insurance offers a robust safety net. Where critical illness provides a lump sum payment upon diagnosis of a critical illness, disability insurance offers regular payments to replace lost income during an extended period of disability. 

Some critical illness insurance policies offer a return-of-premium benefit. This special option ensures that if you remain healthy and do not face a critical illness within a set time, you may receive your premiums back.

Critical illness insurance offers coverage for major conditions like cancer, heart attack, and stroke. However, the specific illnesses covered may vary among policies and insurers. Our advisors will carefully review the details of your policy with you to ensure you have the right protection in place.

Eligibility is dependent on several factors, including age, health history, family medical history, lifestyle, and the insurer. Our team of advisors will work with you to tailor the right protection for your needs.