Savings & Investment Plans
Investing in your future
What if the choices you make today could lead to the future you have always dreamed of? Our tailored personal savings and investment plans are designed to provide the structure and adaptability needed to achieve your financial milestones. At Gifford Carr, we create strategies that help you grow your assets and turn your dreams into reality.
What are savings & investment plans?
These financial tools are designed to help you secure your future. Savings plans focus on gradually building funds over time, while investment plans work to grow wealth over the long term through carefully selected assets. Together, they offer a structured approach to financial security, providing peace of mind as you work toward your aspirations.
A strategy focused on you
Building a secure financial future begins with a deep understanding of your current money management practices. Our advisors take the time to evaluate your current financial habits, identify areas for growth, and develop a plan that balances saving and investing to match your ambitions.
Whether you’re saving for a home, funding education, or planning for retirement, your strategy is built just for you.
Invest in your future, one step at a time.
There are a variety of options to choose from, but they all start with a blueprint for your success.
Let us help shape a personalized strategy that sets the stage for your goals.
Frequently asked questions
Find answers to common questions about our savings and investment plans.
What are the key differences between a savings account and an investment account?
A savings account is ideal for storing funds you may need soon. It typically is considered a low-risk option and offers easy access to your money. An investment account is tailored for long-term growth and features a range of assets, like portfolios or funds. Investment accounts carry higher potential returns but come with higher risk as markets fluctuate.
What types of savings plans are available?
You can explore a variety of registered savings plans like RRSP, TFSA, FHSP, and RDSP, along with non-registered savings plans tailored to your specific risk tolerance, investment timeline, and overall financial goals.
What types of investments are available?
There are a wide range of investment plans available. Whether you’re working toward a short-term goal or planning for retirement, your advisor can guide you toward investments designed to help minimize risk. Alternatively, if you’re focusing on long-term objectives, you may explore options with slightly higher risk for the potential of greater returns over time. Your dedicated Gifford Carr advisor will craft a personalized investing plan tailored to your goals, timeline, and risk tolerance.
Have more questions?
Contact us for more information.
Insights + Information