Car Insurance

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Car Insurance
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There are a number of factors to consider when looking for car insurance – everything from the age of car and driver, to numbers of cars being insured, to driving records. – just to name a few. We will work with you to determine what type of insurance plans best suits your situation.

Factors considered in your car insurance premium: 

  • Age of the car
  • Age of the driver
  • Driving record
  • How often you drive
  • Make and model of car
  • Number of cars being insured
  • Where you live

Did you know Classic Car insurance is different from your standard car insurance policy?

Connect with us to discuss more!

FAQ

How much is auto insurance in Ontario?

It is estimated that Ontario drivers pay an average of between $1,500 and $2,000 annually for auto insurance. The annual rate for motorists in Ontario varies by city.

What’s covered under my auto insurance in Ontario?

While driving in Ontario, you are required to have the mandatory minimum required insurance coverage. However, our brokers can provide you with more information on extended coverage for your truck, car, motorcycle, or other vehicles to match your driving needs.

If I let my friend drive my car, will he or she be covered?

As long as your friend has a valid driver’s license and meets the other conditions of your policy, he or she should be covered under your insurance policy. However, if they are involved in an at-fault accident it could potentially affect your premium, so make sure to always be cautious when lending your car to friends.

How long do tickets and/or accidents stay on my driving record?

For any moving violations in Ontario, it will stay on your driving record for a period of three years from the conviction date. With at-fault accidents, it will remain on your driving record for a total of six years.

How do I report a claim?

To report an auto claim you can call the number provided on your insurance “pink slip” or you can give us a call during our regular business hours Monday to Friday from 8:30 a.m. to 4:30 p.m.


Hit the open road, safely.


Bundle it! – Let’s talk about your multi-policy discount!

Get bigger savings, and more full-some coverage, when you insure more than your primary vehicle. Ask your broker about the options to bundle all your insurance needs. Learn more about all the insurance solutions with Gifford Carr by selecting one of the options below.

Personal Insurance Services

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At Gifford Carr, we understand that your time is valuable. Trust us as your insurance advocates. Fill out the form and we’ll get connect with you with a detailed quote.



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        Contact our team
        Contact our team
        Contact our team
        At Gifford Carr, we understand that your time is valuable. Trust us as your insurance advocates. Fill out the form and we’ll get connect with you with a detailed quote.