If you’re a motorcycle owner, we’re betting you love the freedom that comes with the open road. But if you’re reading this, you probably know that motorcycling comes with risks, and that motorcycle insurance in Ontario is mandatory. We will work with you to customize your insurance, taking into account everything from theft and damage to replacement cost and coverage for medical injuries.
What motorcycle insurance coverage do I need in Ontario?
In Canada, motorcyclists MUST carry standard insurance that covers Third-Party Liability, Accidental Benefits, and Uninsured Automobile Coverage. Optional coverages may be added such as, Comprehensive; All Perils; Specified Perils; and Collision, which would include protection from damage or loss.
How much is motorcycle insurance in Ontario?
The truth is, it all depends on the person. Motorcycle insurance rates in Ontario vary on your age, your bike, your history and any other discounts you might be eligible for.
Can I purchase motorcycle insurance for only the summer?
Unfortunately, no. But all insurance companies take into consideration that most of your driving will happen between the months of June to August and a little bit when the seasons are changing. Knowing that, insurance companies will essentially come up with a plan to have you pay a 3-month insurance policy that they are allowing you to pay throughout the year.