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Tenant Insurance

Providing the essential protection renters deserve

Tenants need insurance, too. Regardless of whether you rent an apartment, a house, or a condo unit, your insurance needs are like those of a homeowner in many ways. It is crucial to ensure you are safeguarded and have peace of mind no matter where you call home.

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What is Tenant Insurance?

Tenant insurance, often referred to as renters’ insurance, offers essential protection for individuals living in rental properties. It provides financial coverage for personal belongings, personal liability, and additional living expenses, ensuring you’re safeguarded in the face of unforeseen events like fire, theft, or accidents.

Types of Coverage

Whether you rent or own, home is still home. Tenant insurance offers key coverages to protect your home, including:

  • Additional living expenses if your home is uninhabitable 
  • Contents insurance 
  • Personal liability insurance

Ensure the safety of your belongings.

In the event of damage or loss to your rental unit or personal belongings, know we have you covered.

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Frequently asked questions

Find answers to common questions about tenant insurance.

Is tenant insurance mandatory?

Though not required by law, tenant insurance is often mandatory in standard lease agreements and offers valuable protection for personal belongings, certain personal liability, and additional living expenses. 

Does my landlord’s insurance cover me?

No, your landlord’s policy only covers the structure of the property. Tenant insurance ensures your personal belongings and liabilities are protected.

Can I get coverage for valuable items like jewelry or electronics?

Yes, you can often add coverage for specific high-value items to your tenant insurance policy to ensure they are adequately protected.

Have more questions?

Contact us for more information.

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