Tenant Insurance
Providing the essential protection renters deserve
Tenants need insurance, too. Regardless of whether you rent an apartment, a house, or a condo unit, your insurance needs are like those of a homeowner in many ways. It is crucial to ensure you are safeguarded and have peace of mind no matter where you call home.
What is Tenant Insurance?
Tenant insurance, often referred to as renters’ insurance, offers essential protection for individuals living in rental properties. It provides financial coverage for personal belongings, personal liability, and additional living expenses, ensuring you’re safeguarded in the face of unforeseen events like fire, theft, or accidents.
Types of Coverage
Whether you rent or own, home is still home. Tenant insurance offers key coverages to protect your home, including:
- Additional living expenses if your home is uninhabitable
- Contents insurance
- Personal liability insurance
Ensure the safety of your belongings.
In the event of damage or loss to your rental unit or personal belongings, know we have you covered.
Frequently asked questions
Find answers to common questions about tenant insurance.
Is tenant insurance mandatory?
Though not required by law, tenant insurance is often mandatory in standard lease agreements and offers valuable protection for personal belongings, certain personal liability, and additional living expenses.
Does my landlord’s insurance cover me?
No, your landlord’s policy only covers the structure of the property. Tenant insurance ensures your personal belongings and liabilities are protected.
Can I get coverage for valuable items like jewelry or electronics?
Yes, you can often add coverage for specific high-value items to your tenant insurance policy to ensure they are adequately protected.
Have more questions?
Contact us for more information.
Insights + Information
Get the latest tips from our experts
Cyber Security for Golf Courses: Protecting Customer Data and Financial Transactions
Best Practices for Marina Claims Management and Incident Reporting
As a marina owner or operator, you know that even with the most rigorous safety measures in place, incidents can still happen. Whether it’s storm damage, a collision at the dock, or environmental pollution, handling incidents effectively is only half the battle. The other half is ensuring a smooth claims process to get your business […]
Your Guide to Essential Recreational Vehicle Insurance Coverage in Canada
Summer is nearly here, and for many Canadians, that means one thing: it’s time to dust off your recreational vehicles and get ready for adventure. Whether you’re hitting the trails on your ATV, exploring backroads on a dirt bike, or cruising the water on a jet ski, there’s no shortage of excitement to be had. […]