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Car Insurance

Car Insurance
Call us at 1.855.740.4700 to get a quote today!

There are a number of factors to consider when looking for car insurance – everything from the age of car and driver, to numbers of cars being insured, to driving records. – just to name a few. We will work with you to determine what type of insurance plans best suits your situation.


How much is auto insurance in Ontario?

It is estimated that Ontario drivers pay an average of between $1,500 and $2,000 annually for auto insurance. The annual rate for motorists in Ontario varies by city.

What’s covered under my auto insurance in Ontario?

While driving in Ontario, you are required to have the mandatory minimum required insurance coverage. However, our brokers can provide you with more information on extended coverage for your truck, car, motorcycle, or other vehicles to match your driving needs.

If I let my friend drive my car, will he or she be covered?

As long as your friend has a valid driver’s license and meets the other conditions of your policy, he or she should be covered under your insurance policy. However, if they are involved in an at-fault accident it could potentially affect your premium, so make sure to always be cautious when lending your car to friends.

How long do tickets and/or accidents stay on my driving record?

For any moving violations in Ontario, it will stay on your driving record for a period of three years from the conviction date. With at-fault accidents, it will remain on your driving record for a total of six years.

How do I report a claim?

To report an auto claim you can call the number provided on your insurance “pink slip” or you can give us a call during our regular business hours Monday to Friday from 8:30 a.m. to 4:30 p.m.

Get in touch
Get in touch
Get in touch
At Gifford Carr, we understand that your time is valuable and we want to make the process of getting insurance as convenient as possible for you. Simply fill out the form and we’ll get back to you as soon as possible with a detailed quote.