Business Insurance
Protect your business
At Gifford Carr, with over 75 years of industry experience, we understand the complexities of business risk and are committed to safeguarding your success with customized insurance solutions tailored to your needs.
What is business insurance?
Business insurance, or commercial insurance, protects your business from potential losses and disruptions. Whether you run a small business or a large enterprise, we ensure you have the right coverage to manage risks effectively.
Every industry faces unique risks. Customized business insurance policies helps you protect what you’ve built, providing coverage that fits your needs.
Explore our business insurance products
Commercial Vehicle

Commercial Vehicle & Fleet Insurance
Protect your commercial vehicles from damage and liability resulting from accidents, keeping your operations running smoothly.

Individually Rated Commercial Auto Insurance
Customize your coverage based on each vehicle’s specific use and requirements.
Commercial Property

Commercial Building Insurance
Commercial Building Insurance Protect your property, protect your future Your commercial space is the backbone of your operations. Our solutions safeguard your property and helps your business recover from incidents, with minimal disruption and maximum efficiency. What is Commercial Building Insurance? This insurance provides essential coverage for your property against risks like fire, theft, and […]

Commercial Tenant Insurance
Coverage designed for businesses renting space, protecting against unforeseen incidents.

Condo Building Insurance
Essential for condominium corporations, covering buildings and common areas from damage and liability.
Industry-Specific Insurance Products

Mechanic & Dealership Insurance
Mechanic & Dealership Insurance Drive your business forward with the right protection At Gifford Carr, we understand that the automotive industry is built on precision and hard work. Whether you’re running a dealership or managing a repair shop, our insurance solutions are designed to protect your operations from the risks you face. Let us take […]

Contractors, Construction & Trades Insurance
Specialized coverage for risks specific to the construction industry.

Engineers & Architects Insurance
Professional liability, otherwise known as errors & omissions liability coverage for design and calculation errors.

Hospitality & Restaurant Insurance
Comprehensive protection for hospitality businesses, covering property damage, customer injuries, and incidents related to food safety.

Sports & Recreation Insurance
Protect your sports or recreation facility from liability and property damage, allowing you to operate with confidence.

Landscape & Property Management Insurance
Insurance for liability and property risks specific to landscaping and property management.

Medical Malpractice Insurance
Protection against negligence claims, providing peace of mind for medical professionals and their patients.

Marina Operators Insurance
Professional liability, otherwise known as errors & omissions liability coverage for design and calculation errors.

Mining Insurance
Mining insurance is tailored to the complex and high-risk nature of the mining industry. It provides critical protection for your assets, operations, and personnel, ensuring your business can thrive even in uncertain conditions.

Resort Insurance
Diverse protection covering guest accommodations and recreational activities.

Professional Services Insurance
Protect your sports or recreation facility from liability and property damage, allowing you to operate with confidence.Professional liability insurance to protect against risks related to offering expert advice.

Retail Insurance
Protection for retail businesses, covering liability, theft, and business interruptions.

Towing Company Insurance
Tailored protection for tow trucks, covering roadside assistance liabilities.

Technology & Startup Insurance
Insurance for the unique risks faced by tech companies and startups.
Risk & Liability

Commercial General Liability Insurance
Essential coverage that protects against liabilities, including bodily injury, property damage claims, and the defense costs associated.

Cyber Insurance
Specialized coverage for risks specific to the construction industry.Protection against cyber threats, data breaches, and other related digital disruptions.

Directors & Officers Liability Insurance
Shield your company’s top decision-makers from losses because of alleged wrongful acts with this essential insurance.

Key Person Insurance
Shield your company’s top decision-makers from losses because of alleged wrongful acts with this essential insurance.

Errors and Omissions Insurance
Coverage for an error or omission when providing advice, including legal defence costs and damages.

Surety Bonds
Strengthen your business’s credibility with Surety Bonds, providing financial and performance guarantees.
We’ve helped businesses like yours
Discover what our clients have to say about our insurance solutions and how they protect their businesses.
Find the right coverage
Connect with our team to explore how our insurance solutions can be customized to meet your specific needs. We’re here to help.