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3 min read

Actual Cash Value and Replacement Cost: Key Differences You Should Know

When it comes to insurance claims, understanding the difference between replacement cost and actual cash value can make a significant impact on the amount you receive. These terms are key factors in determining the amount you will be reimbursed in the event of a home or car insurance claim.
Actual Cash Value and Replacement Cost: Key Differences You Should Know
4 min read

Mortgage Insurance vs. Life Insurance: Choosing the Right Protection for Your Home

Investing in a home is a major step, and it's natural to want to keep it secure, come what may. Learn the key differences between mortgage and life insurance to discover which may provide you with better protection. 
Mortgage Insurance vs. Life Insurance: Choosing the Right Protection for Your Home
6 min read

Building an Emergency Fund to Handle Life’s Curveballs

Life happens. One minute, everything is running as planned, and the next, the car breaks down, a family member gets sick, or an unexpected expense knocks at your door. If you’ve ever found yourself wondering, “What would I do if ______ happened?” you’re not alone. Life’s uncertainties are stressful, but there’s a simple, effective way to prepare for the unexpected: building an emergency fund.
5 min read

Cottage Insurance 101: Protecting Your Home Away From Home

There’s nothing quite like escaping to your cottage. It’s where sun-soaked mornings turn into quiet afternoons, and the night sky is coupled with the warmth of a campfire. For many Canadians, owning a cottage is more than an investment—it’s a dream realized. Whether it’s your family’s summer retreat or a rental property tucked into nature, your cottage is more than just a structure; it’s a sanctuary.
4 min read

Your Guide to Essential Recreational Vehicle Insurance Coverage in Canada

Summer is nearly here, and for many Canadians, that means one thing: it’s time to dust off your recreational vehicles and get ready for adventure. Whether you’re hitting the trails on your ATV, exploring backroads on a dirt bike, or cruising the water on a jet ski, there’s no shortage of excitement to be had. […]