Marina Operators Insurance
Unwavering protection through any storm
Running a marina means navigating shifting tides, both on the water and in business. With our insurance expertise, you can gain the confidence to handle challenges and navigate risks with reassurance.
What is Marina Operators Insurance?
Marina operators insurance provides tailored protection for your business, covering the unique risks you face so you can focus on smooth operations. It helps you manage unexpected events with confidence and ease.
Types of coverage
Reliable protection that offers peace of mind through any challenge. Essential coverages for marina operators may include:
- Commercial general liability
- Commercial property
- Environmental liability
- Marina liability
- Watercraft liability

Boating Ontario Association
As members of the Boating Ontario Association, we stay aligned with industry standards, providing expert advice and tailored solutions for marina operators, boat dealers, brokers, and suppliers.
Who we protect
Decades of experience you can trust
Set sail for worry-free waters with specialized insurance coverage for:
- Builders and manufacturers
- Boat dealerships and brokerages
- Docks and lifts
- Marinas
- Marine outfitters and accessory businesses
- Mechanic and repair facilities
- Specialty marine operations
- Winterization and storage
Custom coverage for your marina.
Explore marine insurance options that provide you with a sense of security and allow you to prioritize the growth and success of your operations.
Frequently asked questions
Find answers to common questions about marina operators insurance.
Can I get insurance coverage if my marina rents boats?
Yes, if your marina offers boat rentals, storage, or repair services, insurance coverage is available to protect against potential harm or loss of a customer’s property in your care.
What factors influence my insurance premium?
Premiums are determined by various factors, including:
- Buildings on the property (including age and condition)
- Claim history
- Fuel exposure
- Level of operators’ experience
- Location
- Number of slips or births
- Number of boats that can be stored (including winterization)
- Proximity to fire station
- Revenue
- Scope of operations
- Security systems
Is my marina protected against damage caused by environmental factors, like storms or hurricanes?
Yes, you can obtain insurance coverage for wind, water damage, and other perils associated with severe weather events. Additional protection against flooding is also available for water-related incidents.
Have more questions?
Contact us for more information.