Retail Businesses
Confidence for every transaction
Running a retail store comes with unique risks, from property damage to liability concerns, we offer tailored coverage to keep you open for business.
What insurance is required for retail businesses
Our team will offer tailored solutions for your business’s needs, helping safeguard your operations and assets. With tailored coverage, you can handle risks confidently and dedicate your energy to delivering exceptional service to your customers.
Types of coverage
Our insurance solutions are designed to meet the demands of today’s retail environment. From inventory protection to liability coverage, we work to ensure your business is well protected. Essential coverage options may include:
- Business interruption
- Commercial general liability
- Commercial property
- Commercial vehicle
- Cyber liability
- Crime
- Worldwide coverage options are available
- General liability
- Advertising liability
- Non-owned auto liability
- Property – which may include; Building, contents, equipment, stock, tenant’s improvements and betterments, tenant’s legal liability
- Stock (peak season)
- Equipment breakdown
- Business interruption
- Crime
- Cyber
- Commercial auto
Who we protect
Rest assured that whatever your specialty lies in, we have coverage to suit the needs of:
- Boutiques and specialty shops
- Clothing and accessories
- Direct-to-consumer and online retailers
- Drug stores
- Grocery and fine food stores
- Fast food restaurants
- Florists
- Furniture stores
- Equipment supplies
- Health and beauty suppliers
- Markets
- Showrooms
- Sporting goods
- Warehouses
Protection for whatever your business has in store.
Discover insurance solutions built to safeguard your operations.
Frequently asked questions
Find answers to common questions about retail insurance.
Do I need retail insurance if I operate an online business?
Yes, regardless of whether your retail business operates in a physical location, online, or both, retail insurance is essential to protect your operations, inventory, and liability.
What happens if my store is damaged or vandalized?
If your store is vandalized and disrupts your operations, insurance coverage can help to replace lost inventory and cover expenses during downtime, ensuring your business can recover and reopen with minimal stress.
How much retail insurance do I need?
The amount of retail insurance you need depends on factors like the size of your business, the value of your inventory, and the specific risks you face. Our brokers can assess your needs and tailor a policy that provides exceptional coverage.
Have more questions?
Contact us for more information.