Towing Company Insurance
Coverage that keeps your business moving forward
Your commitment to helping others in their time of need is the foundation of your business. Protect your towing business with towing company insurance coverage designed to meet your needs and ensure financial risks do not tow you off course.
What is Towing Company Insurance?
Towing company insurance offers tailored protection for businesses operating tow trucks, guarding against risks like liability for accidents or damages during towing operations. This insurance coverage is crucial for business owners, ensuring financial security, legal compliance, and a positive reputation while covering a range of potential incidents.
Types of coverage
Towing company insurance provides dedicated tow truck operators with essential coverage for a range of industry-specific risks, including:
- Business interruption insurance
- Commercial general liability
- Commercial property
- Cyber insurance
- Garage policy
- Property insurance
Reliable protection for your towing operation.
Towing is a demanding industry, and requires insurance as dedicated as you. This insurance ensures you can deliver vital services while being shielded from the specific risks your industry faces, offering you the peace of mind to focus on what you do best.
Frequently asked questions
Find answers to common questions about towing company insurance.
Is towing company insurance mandatory?
Towing insurance requirements in Canada vary by province, with each setting its own regulations. Our brokers can help verify the specific insurance requirements of the province or territory where you operate to ensure compliance and protection.
Does towing company insurance cover damage to customers’ vehicles while towing?
A garage policy is essential to ensure coverage for vehicles you tow but do not own.
What happens if a towing operator is injured on the job?
If a tow operator is injured while driving a tow truck or a vehicle covered under the tow business’s policy, accident benefits offer vital protection. However, all employees should also be enrolled in the workplace safety program specific to their province. In Ontario, this is the WSIB.
Have more questions?
Contact us for more information.