FAQ Category: Car Mechanic & Dealership Insurance

Hoist collision coverage protects against accidental damage caused by hydraulic or mechanical hoists. This is often included in garage auto liability policies—our brokers can confirm if it’s already part of your plan or if additional coverage is needed.

We work with insurers who specialize in tow truck coverage. Underwriting considerations include driving and CVOR records, experience, and loss history. Our brokers will work with you to find the best coverage for your operation.

Every shop is different. Our brokers will assess your property, tools, and operations to recommend coverage that fits your business. We also encourage appraisals to ensure your policy matches the value of your assets in case of a loss.