FAQ Category: Charity and Non-Profit Organization Insurance

Events introduce exposures that day-to-day operations do not, including third-party attendees, rented venues, and alcohol service. Some are picked up by an existing policy, and some require a separate placement, which is worth confirming before the date is set.

Usually, though it depends on how the policy defines a volunteer and what the volunteer is doing. Liability arising from a volunteer’s actions and injury to the volunteer themselves are handled under separate coverages, and both are worth reviewing together.

 Yes. Directors and officers can be held personally responsible for decisions made on behalf of an organization, including employment matters, financial oversight, and regulatory compliance. Serving without pay does not remove that exposure, and in many cases personal assets are what is at stake.