FAQ Category: Cottage Insurance

If your cottage is a year-round escape, coverage may differ from seasonal policies. Winter access, heating, and plumbing maintenance are key considerations. Our brokers will craft a policy that reflects your needs throughout every season.

Coverage for rental properties or vacation homes used for short-term rentals may require a different type of policy. Connect with one of our brokers to discuss your specific usage to ensure you have the right coverage in place.

Home insurance does not extend coverage to additional properties like cottages. To ensure your retreat is properly protected, you will need a dedicated seasonal or secondary property insurance policy tailored to address unique risks such as seasonal use or remote locations.