FAQ Category: Disability Insurance

We offer both short-term and long-term disability insurance coverage. Short-term disability coverage typically provides benefits for up to six months while you’re sick or injured, and long-term disability coverage generally starts when the following benefits end: 

It depends on the coverage offered through your employer-sponsored disability plan. Our advisors can review your policy and identify any gaps in coverage to ensure you are fully protected.

Yes, you can still get disability insurance if you have a pre-existing condition, but it may impact your coverage and premiums. A Gifford Carr advisor will review your health information and create a policy that offers both protection and peace of mind.