FAQ Category: Pension and Retirement Solutions
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How do I choose between a pension plan and a retirement solution?
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This largely depends on what benefits you want to offer, whether there is a union, and the company’s needs. For personalized advice, connect with the Gifford Carr team.
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What’s the difference between a pension plan and a group RRSP?
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Pension plans provide a guaranteed retirement income, while Group RRSPs offer flexibility, allowing employees to grow savings through investments. Both can include employer contributions but differ in structure and benefits.