Personal Insurance
Exceptional coverage that protects what matters most
Life’s uncertainties shouldn’t hold you back. At Gifford Carr, we provide personalized insurance solutions to help protect what matters most. From your family’s well-being to your cherished assets, we’re here to offer peace of mind at every turn.
Solutions that offer confidence and clarity
Whether it’s securing your family’s future, safeguarding your home, or embracing new adventures, the right insurance makes all the difference. Our personal insurance solutions are designed to simplify the complexities of personal insurance, giving you the clarity and confidence to focus on what matters most.
Your health and
well-being matters
Life & Health Insurance
Critical illness insurance that strengthens your safety net
When faced with a critical illness, your priority should be on recovery, not financial worries. Critical illness insurance goes beyond providing financial assistance; it serves as a safety net, supporting you with coverage for medical expenses, daily living costs, lost income, and most importantly, peace of mind during challenging times.
Disability insurance coverage for when it matters most
If an illness or injury affects your ability to work, disability insurance steps in, ensuring your financial security remains intact. Offering support for both short-term needs and long-term stability, you can prioritize your well-being without the added worry of mounting bills.
Health insurance that’s there for you when it counts
When illness affects you or your family, healing should be your priority, not worrying about medical expenses. Although Canada’s health plans cover specific expenses, they may leave gaps in your coverage. Personal health insurance fills these gaps, providing protection for all your healthcare needs, so you can focus on who needs you most.
Life insurance that creates a lasting legacy
Life insurance offers a financial safety net for you and your loved ones, providing protection in times of uncertainty. It is a proactive step to ensure your family’s future well-being, creating a legacy of care and stability in the face of challenges.
Insurance coverage wherever your travels take you
Whether you’re venturing abroad or staying closer to home, travel comes with its own uncertainties. That is where travel insurance comes in, providing the assurance and support you need to navigate unexpected medical expenses, trip interruptions, or lost belongings.
Insurance coverage wherever your travels take you
Whether you’re venturing abroad or staying closer to home, travel comes with its own uncertainties. That is where travel insurance comes in, providing the assurance and support you need to navigate unexpected medical expenses, trip interruptions, or lost belongings.
Versatile coverage for every property need
Property Insurance
Cottage insurance for your peaceful retreat
Find true peace and tranquility at your cottage retreat, with the confidence that you are covered against losses that may disturb your serenity.
Coverage for your most valuable investment
Your home is more than an asset—it’s where your memories are made. Protect your home with coverage that gives you the security you deserve.
Coverage for your most valuable investment
As a landlord, your rental property is a significant investment. Rental property insurance offers the protection you need to safeguard your property, rental income, and liability. Whether you own a single unit or multiple properties, we provide comprehensive coverage to ensure your property remains secure and your rental business runs smoothly.
Trusted coverage and peace of mind for renters
When you are renting, whether it is an apartment, house, or condo, it is crucial to ensure you, and your belongings are properly protected. Trust us to provide you with the right coverage.
Trusted coverage and peace of mind for renters
Your condo is more than just a living space–it’s where life happens. Whether you’re a first-time owner or a seasoned resident, having the right coverage ensures peace of mind. We provide comprehensive protection for your unit, belongings, betterments and upgrades, common elements loss assessment and liability, so you can enjoy your home worry-free.
Coverage that lets you embrace the adventures ahead
Recreational Insurance
ATV protection for every terrain
Blaze new trails with confidence knowing you’re protected. Our ATV insurance ensures you can explore the great outdoors with confidence, allowing you to focus on the adventure, not the risks.
Boat insurance for every nautical mile
Boat insurance provides reliable coverage for your journeys, ensuring your vessel is protected through waves and unexpected challenges.
RV & travel trailer coverage for life on the go
Enjoy the thrill of adventure with all the comforts of home in your motorhome or trailer. Our RV and travel trailer insurance provides the coverage you need to enjoy your travels to the fullest.
Navigate snowy trails with confidence
Make the most of Canadian winters by enjoying the trails all season long. While snowmobiling carries its own set of risks, our insurance solutions can help keep you covered, no matter where the journey takes you.
Protection for whatever the road has in store
Vehicle Insurance
Drive with confidence
Dependable protection for your vehicle and everyone inside. In moments of uncertainty such as accidents, theft, or damage, our insurance coverage provides peace of mind so you can get back on the road.
Classic protection that preserves your vintage ride
Classic car insurance provides more than just coverage; it offers a shield of protection that honours the legacy and craftsmanship of your vintage ride. Hit the road with confidence, knowing our insurance solutions are here to protect your cherished classic and get you back on track when you need it.
Coverage for the bold and adventurous
Like a reliable companion on the open road, our motorcycle insurance solutions provide you with the coverage to ride knowing you’re covered for the adventure ahead.
What our clients say
For more than 70 years, we have been committed to protecting individuals just like you.
Here is a look at kind words shared by some of those we have helped.
Protect what matters most.
Schedule a consultation today
With the right insurance, you can focus solely on building your dreams, your family, your priorities.