Rental Property Insurance
Protect your investment and income
As a landlord, your rental property is a significant investment. Rental property insurance offers the protection you need to safeguard your property, rental income, and liability. Whether you own a single unit or multiple properties, we provide comprehensive coverage to ensure your property remains secure and your rental business runs smoothly.
What is rental property insurance?
Rental property insurance ensures that landlords are protected against unexpected events, safeguarding both the physical property, their financial investment as well as liability.
Types of Coverage
Rental property insurance offers peace of mind by covering a variety of risks that can affect your property and income. Coverages can include:
- Property damage insurance
- Liability insurance
- Loss of rental income
- Vandalism and tenant damage protection
Why rental property insurance is essential for you
Rental property insurance is essential for protecting your investment, income, and liability as a landlord. It covers damages to the property, liability risks in case of accidents, and loss of rental income if your property becomes uninhabitable. With the right coverage, you can focus on managing your property, knowing your investment is secure.
Comprehensive coverage for your rental property
With rental property insurance, you can focus on your investment while knowing that your property, tenants, and rental income are protected. From unexpected damages to liability concerns, we ensure you’re covered against potential risks.
Frequently asked questions
Find answers to common questions about rental property insurance.
Does rental property insurance cover tenant damages?
Some companies will offer a limited amount of coverage for damage caused by tenant. It’s recommended to have a thorough rental agreement with tenants to outline responsibilities.
What is loss of rental income coverage?
Loss of rental income coverage helps protect your income stream for the time it takes to repair your property should it become uninhabitable due to a covered loss, such as fire or natural disaster.
Do I need rental property insurance if I’m renting to family or friends?
Yes, you still need rental property insurance to cover your property for a sudden loss as well as liability issues at your location, regardless of your relationship with the tenant.
Have more questions?
Contact us for more information.
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