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Recreational Insurance

Personal
Recreational Insurance
Connect with Us! 1.855.740.4700 Get a quote today!

Let’s go to the lake.
May be five of our favourite words. What about you?

Enjoy cottage season, and all the activities associated to it, with the peace of mind your trusted Gifford Carr broker has your lakefront retreat, seasonal and recreational toys, protected.

Whether you are in a cabin on Lake Nipissing, a boathouse in Muskoka, a family cottage in Haliburton or a hunting cabin in Tobermory, we have you covered. Cottage in Quebec, Manitoba, or on the East Coast? Ski cabin in Alberta, British Columbia? We cover that too! Licensed across Canada, we have locations across Ontario, to serve you. From the Bruce Peninsula to the Big Rideau, we have you covered. As an independent, community-oriented insurance firm, we work for you.

Put your trust in Gifford Carr Insurance Group, your local broker.
We cover cottage country.

Recent Events

Discover insights from our panel of experts in Insurance, Real Estate and Finance from our recent “Bonfire” chat featuring:

Jason McDowell | The Commonwell Mutual Insurance Group
Peter Bastedo | RE/MAX Affiliates Boardwalk
Peter Trevisan | Mortgage Broker with TD Bank
Moderated by our President, Matthew Carr, CIP

Questions for the panelists? Connect with us hello@giffordcarr.ca


Let's talk about cottage season.


Bundle it! – Let’s talk about your multi-policy discount!

Get bigger savings, and more full-some coverage, when you insure more than your cottage property. Ask your broker about the options to bundle all your insurance needs. Learn more about all the insurance solutions with Gifford Carr by selecting one of the options below.

Personal Insurance Services

Get in touch
Get in touch
Get in touch
Complete the form to connect with your local Gifford Carr broker to get a detailed quote. Trust us to ensure you are protected. So you can focus on what matters.



    What type of insurance are you shopping for? Select all that apply.







        Contact our team
        Contact our team
        Contact our team
        Complete the form to connect with your local Gifford Carr broker to get a detailed quote. Trust us to ensure you are protected. So you can focus on what matters.





          Cottage - Seasonal Property

          Cottage - Seasonal Property

          We get it, your cottage/camp/cabin is your weekend getaway. Your summer lakefront escape. Your place to make memories with your family. Your retreat.

          Our team is personally familiar with the priorities of cottage life. Let us take care of the details to ensure your second home is properly protected, so you can connect with nature and enjoy lakeside memories this season.

          Connect with a Gifford Carr broker today, call 1.855.740.4700!

          Watercraft - Boat

          Watercraft - Boat

          Life is better on the water, do you agree?

          As members of Boating Ontario, we are committed to providing the best possible advice and insights for you, our clients. Whether you steer a sailboat, jet-ski, cruiser yacht, power boat or are casting a reel in your fishing boat – we have your watercraft, and all the gadgets that go with it (from water skis and fishing rods to wetsuits and life jackets) covered.

          Connect with a Gifford Carr broker today, call 1.855.740.4700!

          RV

          RV

          Ready to take your recreational vehicle, camper trailer, pop up trailer, or fifth wheel on the road less travelled?

          From the most compact to the Class A RV, Gifford Carr has you covered. Ask our brokers about RV Insurance tailored for your needs. Our brokers will get you set up with the coverage you need so you can to enjoy all the scenic views and new destinations your next road trip has to offer.

          Connect with a Gifford Carr broker today, call 1.855.740.4700!

          ATV

          ATV

          Ready to hit the cottage country trails through the woods on your ATV?

          Did you know that your driving record will also apply to your ATV insurance rating? Let’s chat. When it comes to the All Terrain Vehicle (ATV) insurance rates depend on a variety of things including the size, number of passengers and the year it was made. Talk to your broker to ensure you are covered before you go off-roading.

          Connect with a Gifford Carr broker today, call 1.855.740.4700!

          Snowmobile

          Snowmobile

          Have a snowmobile to make the most of cottage living year round?

          Life in Ontario means winter weather is guaranteed, and for many Ontarians it also means snowmobile season. There’s many on the Gifford Carr Team who are avid snowmobilers themselves! Trust us to ensure your equipment to protect and you have adequate coverage should you injure yourself or others, so you can hit the great wide snowy open with confidence!

          Learn more about Snowmobile Insurance.