Engineers and Architects
Design with precision, build with confidence
As an engineer or architect, your expertise shapes the world around us. With every project comes the responsibility to mitigate risks and navigate challenges unique to your profession. Engineers and Architects Insurance offers tailored coverage, giving you the freedom to focus on your craft while we handle the unexpected.
What is Engineers and Architects Insurance?
This specialized solution is designed to address the complexities of your industry. Whether it’s protecting against errors in design or liability claims, this coverage ensures your business has the financial support to continue thriving no matter what obstacles arise.
Types of coverage
Essential coverage for engineers and architects can protect your business and keep your projects on track. It offers key insurance solutions, including:
- Professional liability
- Management liability which typically includes; Directors & officers liability (D&O), employment practices liability (EPL) and fiduciary liability and can include crime
- General liability
- Pollution liability
- Employers liability
- Advertising liability
- Non -owned auto liability
- Legal expense
- Cyber
- Crime
- Property – which may include; building, contents, equipment, stock, tenant’s improvements and betterments, tenant’s legal liability
- Equipment breakdown
- Business interruption or extra expense
- Tool floater (while off premises)
Insurance solutions crafted with precision.
Your expertise lies in creating flawless designs—our expertise lies in protecting them. With engineers and architects insurance, you gain the assurance that your business is shielded from risks, letting you focus on what you do best.
Frequently asked questions
Find answers to common questions about engineers and architects solutions.
Does Engineers & Architects Insurance cover subcontractors?
Generally, subcontractors are not automatically covered under your policy. It is important—and often a requirement of your insurance policy—for subcontractors to carry their own insurance to ensure your coverage remains protected.
Do I need commercial general liability insurance if I already have professional liability insurance?
Yes, both cover different types of risk. Professional Liability Insurance safeguards against errors in your services or work, ensuring you are protected in case of any professional mistakes. On the other hand, Commercial General Liability provides protection against claims of bodily injury or property damage that could occur at your office or job site, offering a safety net for unexpected incidents.
Have more questions?
Contact us for more information.