Towing Companies
Coverage that keeps your business moving forward
Your commitment to helping others in their time of need is the foundation of your business. Protect your towing business with towing company insurance coverage designed to meet your needs and ensure financial risks do not tow you off course.
What insurance is required for towing companies?
Our team provides tailored solutions for businesses operating tow trucks, guarding against risks like liability for accidents or damages during towing operations. Insurance is essential for business owners to mitigate risks and provide coverage for a variety of potential incidents.
Types of coverage
Towing companies should be protected with essential coverage for a range of industry-specific risks, including:
- General liability
- Garage auto liability
- Pollution liability
- Employers liability
- Property – which may include; Building, contents, equipment, stock, tenant’s improvements and betterments, tenant’s legal liability
- Employees tools
- Extra expense
- Cyber
- Commercial vehicle
Reliable protection for your towing operation.
Towing is a demanding industry, and requires insurance as dedicated as you. This insurance ensures you can deliver vital services while being shielded from the specific risks your industry faces, offering you the peace of mind to focus on what you do best.
Frequently asked questions
Find answers to common questions about towing company insurance.
Is towing company insurance mandatory?
Towing insurance requirements in Canada vary by province, with each setting its own regulations. Our brokers can help verify the specific insurance requirements of the province or territory where you operate to ensure compliance and protection.
Does towing company insurance cover damage to customers’ vehicles while towing?
A garage policy is essential to ensure coverage for vehicles you tow but do not own.
What happens if a towing operator is injured on the job?
If a tow operator is injured while driving a tow truck or vehicle covered under the tow business’s policy, all employees should be enrolled in the workplace safety program specific to their province as the first policy payer. In Ontario, this is the WSIB as the primary policy. Accident benefits under the auto policy offer additional coverages.
Have more questions?
Contact us for more information.