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Boat Insurance

Protection for your vessel on every voyage

Whether unwinding on the tranquil lake or lounging aboard a houseboat – your peace of mind is our priority. Our boat insurance solutions are tailored to provide peace of mind and protect every moment on board.

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What is Boat Insurance?

This insurance offers specialized coverage to protect your watercraft and provide protection for unexpected events. Much like auto insurance, boat insurance shields your vessel from risks such as accidents, theft, liability, and damage.

Types of coverage

Boat insurance offers a range of coverages to ensure the security of you, your passengers, and your boat, including:

  • Emergency towing 
  • Equipment 
  • Liability 
  • Salvage 

Connect with one of our brokers to learn about additional policy add-ons. 

Types of boats we insure

We offer coverage for a variety of watercrafts, including: 

  • Fishing, bass, cruiser, or float (pontoon) boats 
  • Sailboats 
  • Seadoos or jet skis 
  • Speed, water ski, or wakeboard boats 
  • Yachts 

Protection for smooth sailing.

When it comes to protecting your boating adventures, our brokers are here to provide personalized guidance and ensure you have the right coverage for your peace of mind on the water.

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Frequently asked questions

Find answers to common questions about boat insurance.

Is boat insurance mandatory?

While not required by law in Ontario, having boat insurance is highly recommended. It protects your vessel, passengers, and investment. Some marinas or lenders may also require proof of coverage for compliance with their policies.

What does boat insurance cover?

Boat insurance goes beyond damage to the vessel itself. It also provides coverage for liability for injuries or damage to others, theft, and in some cases, medical payments. It ensures you are protected when enjoying your time on the water.

Does boat insurance cover transport by trailer?

Yes, most policies extend coverage to transportation. This includes protection against damage while towing your boat and liability coverage for accidents caused during transport.

Have more questions?

Contact us for more information.

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