Cottage and Recreational Property Insurance

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Let’s go to the lake.
May be five of our favourite words. What about you?

Enjoy cottage season, and all the activities associated to it, with the peace of mind your trusted Gifford Carr broker has your lakefront retreat, seasonal and recreational toys, protected.

Whether you are in a camp on Lake Nipissing, a boathouse in Muskoka, a family cottage in Haliburton or a hunting cabin in Tobermory, we have you covered. Cottage in Quebec, Manitoba, or on the East Coast? Ski cabin in Alberta, British Columbia? We cover that too! Licensed across Canada, we have locations across Ontario, to serve you. From the Bruce Peninsula to the Big Rideau, we have you covered. As an independent, community-oriented insurance firm, we work for you.

Put your trust in Gifford Carr Insurance Group, your local broker.
We cover cottage country.

Recent Events

Discover insights from our panel of experts in Insurance, Real Estate and Finance from our recent “Bonfire” chat featuring:

Jason McDowell | The Commonwell Mutual Insurance Group
Peter Bastedo | RE/MAX Affiliates Boardwalk
Peter Trevisan | Mortgage Broker with TD Bank
Moderated by our President, Matthew Carr, CIP

Questions for the panelists? Connect with us hello@giffordcarr.ca

Cottage and Recreational Property Insurance Solutions

Let's talk about cottage season.

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The Ultimate Guide to Safely Cleaning Your Dryer Vent

Did you know that household dryers are responsible for 15,000 house fires* every year? It's a startling statistic that should serve as a reminder for all of us to check and clean our dryer vents regularly. In this blog post, we will guide you through the process of safely cleaning your dryer vent to prevent fires and ensure your appliance runs efficiently. So, before you throw that last load in, take a moment to tend to your dryer vent and prioritize the safety of your home and loved ones.

Carbon Monoxide Hazards: How to Keep Your Home Safe

Carbon monoxide is a serious and potentially deadly risk in your home year-round. However, it is perhaps even more dangerous during the cold Canadian winter when homeowners depend on appliances like furnaces and fireplaces to heat their homes.

Cottage Season: 10 Tips for Opening Weekend

Cottage season is here, Ontario! If you own a cottage, the time has come to start preparing to open it for the season. Cue all the starry nights, beach days, and campfires with friends and family to come.

Flood Damage Prevention

Spring is just around the corner, which means the snow is starting to thaw and the ice starting to melt - it also means increased risks of flooding. To help prevent damage check out these tips for before, during, and after the flood to minimize the impact on your property.

Protect Your Home From Winter Weather

We get it, Canadian all endure winter. How can you protect your home from the severe cold this season? Discover a few tips and resources to help make sure your home doesn't get frostbite (brr!).

Does Home Insurance Cover Landscaping?

Generally, home insurance policies can help pay to replace certain types of landscaping, such as trees, shrubs, and plants. But coverage depends on the way the damage occurred. Read more about home insurance and landscaping coverage here.

Seasonal Property Insurance: What You May Not Know

A quick question for all the cottagers out there: what’s the difference between a bear and a skunk? When it comes to seasonal property insurance, it’s about more than their physical differences — damage done to your cottage by bears is probably covered, while the damage done by skunks probably isn’t.

A step-by-step guide to closing your cottage for the winter

Summer days at the dock have come and gone, and if you haven’t taken measures to winterize your cottage, it’s almost time to close it up and say goodbye until next spring. Check these 10 tasks off your list as you prepare to leave your home-away-from-home for the winter months:

Top 5 Cottage Insurance Claims – and how to avoid them!

Daydreaming of dockside days? Considering finally purchasing your lakefront retreat? When it comes to seasonal properties there are maintenance projects that can help maintain peace of mind. Let’s run through the top five cottage property claims - and how you can prepare yourself to avoid them, so you can rest on lake time.

Fact or Fiction: Top Cottage Insurance Myths Debunked

As insurance brokers we’re here to ensure that if the what if happens, you are covered. Since a seasonal property is not your primary residence it requires you to review a different set of considerations in policy coverage to calm your stressors. Let's play a game of Fact or Fiction debunking the top eight insurance myths about seasonal properties. After all, lake time is for s’more good times and tan lines, right?!

5 Tips for Cottage Shopping in the Winter

Our friends at RE/MAX Boardwalk share the inside scoop from local lakeside real estate expert, Peter Bastedo. He’s shared the top 5 questions you need to consider while cottage shopping in the off season.

Cottage and Recreational Property Insurance

Let’s go to the lake.
May be five of our favourite words. What about you?

Recent Events

Cottage and Recreational Property Insurance Solutions

Let's talk about cottage season.

Bundle it! – Let’s talk about your multi-policy discount!

Personal Insurance Services

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Cottage and Recreational Property Insurance

Let’s go to the lake. May be five of our favourite words. What about you?

Recent Events

Cottage and Recreational Property Insurance Solutions

Let's talk about cottage season.

Bundle it! – Let’s talk about your multi-policy discount!

Personal Insurance Services

Related News

Let’s go to the lake.
May be five of our favourite words. What about you?